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How to Secure Permanent 30-Year Funding for Your Real Estate Empire Without the 'Balloon Payment' Time Bomb

Access $75,000-$5,000,000

core

Requirements

A mid-FICO score of at least 650 is required

The baseline minimum is $75,000 for Investor 1-4 units

For Multi-Family (5+ units), Mixed-Use, and Commercial properties, the minimum loan amount increases to $100,000

Funding is available up to $5,000,000.

Massive Funding Limits: Secure between $75,000 and $5,000,000 for single-family rentals, multi-family units, or commercial properties.

True 30 year stability: Unlike "Hard Money" or bridge loans, FlexTerm offers a 30-year fixed-rate term with absolutely no balloon payments.

Asset-Based Qualification: We focus on property value and revenue. Qualification is handled with simple documentation and no complex DTI requirements.

Versatile Property Coverage: Funding available for Investor 1-4 units, 5+ unit Multi-Family, Mixed-Use, and Commercial (Office, Retail, Warehouse).

High Leverage Options: Take advantage of up to 75% LTV on residential and multi-family properties to keep your capital working for you.

Interest-Only Flexibility: Maximize your monthly cash flow with Interest-Only options for the first 5 years of your 30-year term.

Credit Friendly Underwriting: Institutional-grade funding is available for investors with mid-FICO scores as low as 650.

Nationwide Lending: Scale your portfolio across the country with a lender that operates nationwide

Cash-Out Refinance: Unlock the equity in your existing properties to fund your next acquisition immediately.

A simple way to get your hard money loan

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